Have you heard from the gentleman Mr. David Mark who has extreme faith in you and would like to transfer $12 million into your bank account, recently? All he needs is your bank details, and he would be happy to wire the money to your account. A generous gentleman he is, who wants to help you earn money for the only reason because he found your name and email address in a list of successful young people on the internet.
|As if you have an option!|
About an year ago, when my friend was looking for laptops on eBay.com a good samaritan from UK offered to sell four of his brand new Lenovo T series laptops for only one-third of the actual price. A reasoning person, my friend is, asked for the reason behind the good samaritan selling laptops at such a low price. Pat came a genuine reply for his email, that he decided to leave UK and would like to see the stuff he recently bought. My friend excited about the cheap deal and after a sufficient research on eBay site found the seller in UK to be legitimate and wired him money for two laptops through Western Union. After a two weeks of silence from the seller, my friend found out that he wasn't a good samaritan but a scamster who built up his good profile by doing lots of genuine transactions through the website. Loss incurred was a little above 1000 USD. But experience gained, priceless!
And yesterday, my roommate received an email from a very concerned State Bank of India's security system (email: email@example.com) with an attachment to a html page SBI Security.html. Overwhelmed with joy knowing about the caring and thoughful security system, we read the message from the html page.
The html page also had an image on its top left corner which took forever to load. We would have bought it to be a genuine email had there been no typos, but alas! The message reads:
Dear Valued Customer, Your account has generated an Error code SB-907 in our new security system due to mis-match access.
Please login with SBI security link below to resolve this problem in order to enroll your SBI account in our new online System for mixmum protection against online phishing.
For security reason all information should be match correctly to avoid account suspension,
including hint question and answer that you had set for the Profile password.
CLICK HERE TO RESOLVE THIS PROBLEM
Thank you for using STATE BANK OF INDIA
c SBI . All rights reserved.
On clicking the link to resolve the problem, it took us to a fake SBI website hosted at http://resellerslogin.net/dialer/upload/sbi/indexx.html. It had almost same interface as the real SBI website hosted at https://www.onlinesbi.com/ with lots of typographic errors (the fraudulent site is down at the time of writing this blog post). All it would take for the scamsters to assume control of your money is you logging into the phishing site. These kind of cases may also lead to your identity theft.
Sharing my gyan based on a few observations, after all Experience is what you do with what happens to you:
Spelling mistakes are definitely to look out for finding out scam websites. Any genuine banking website would do their monetary transactions through a secure connection (https). Look out for SSL certificate to learn if a website is safe or not while doing transactions that require security. When in doubt, do not open the web pages. Also, it is always better off logging out of all your accounts (gmail, email, facebook etc. anything with your authentication) while clicking on a doubtful link. Or, open it in a fresh instance of the browser.
|SSL Certificate of SBI in Firefox browser|
Also it is important to report these phishing attacks. When you encounter these kind of sites, make it a point to report to the concerned authority (SBI in this case). Also, you can report it on Google through their page http://www.google.com/safebrowsing/report_phish/.
Beware of phishing, and be a phishbuster by sharing this message. Happy browsing, and don't be afraid due to the befalling end of IPV4. It will reincarnate as IPV6 and restore the balance.